Apni Zameen Apna Ghar Program Apply Online
The Apni Zameen Apna Ghar Scheme 2025 is a transformative initiative by the Punjab Government aimed at addressing homelessness and supporting low-income families by offering free 3-marla residential plots. This scheme is designed for truly deserving individuals, promoting equal opportunities and structured urban development across 19 districts of Punjab.
| Key Feature | Details |
| Scheme Name | Apni Zameen Apna Ghar Program |
| Plot Size | 3-Marla Residential Plot (Free of Cost) |
| Target Beneficiaries | Poor, Homeless, Landless Citizens of Punjab |
| Application Portal | azag.punjab.gov.pk |
🔑 Main Objectives of the Scheme
- Provide land ownership to low-income families.
- Reduce homelessness across Punjab.
- Ensure fairness and transparency through clear eligibility rules and computerized balloting.
- Support urban development by developing organized housing schemes.
- Prevent land misuse with construction timelines and anti-transfer rules.
✅ Eligibility Criteria for Apni Zameen Apna Ghar Program
To qualify for the scheme, applicants must fulfill all the following conditions:
- Be a permanent resident of Punjab (as per CNIC).
- Apply only in the district of residence.
- No property ownership (plot or house) by the applicant, spouse, or dependent children.
- Have a clean criminal record.
- Not be a defaulter of any bank or financial institution.
- Provide truthful and accurate information (false information will lead to disqualification).
📍 Districts and Plot Quota in Phase 1
A total of 1,892 plots will be distributed across 19 districts in Punjab. Below is the breakdown:
| District | Scheme Name(s) | No. of Plots |
|---|---|---|
| Jhelum | ADS-IV & ADS-I | 730 |
| Kasur | ADS Pattoki | 388 |
| Faisalabad | ADS Mamukanjan | 257 |
| Lodhran | ADS Lodhran | 218 |
| Okara | ADS Renala Khurd II & ADS Okara | 130 |
| Layyah | 03-Marla Housing Scheme (Extension) | 55 |
| Bhakkar | 03-Marla H.S. & ADS-II Bhakkar | 52 |
| Sahiwal | 03-Marla Housing Scheme | 33 |
| Sargodha | 3-M Sillan Wali | 25 |
| Khushab | 03-Marla Housing Scheme Jauharabad | 24 |
| Bahawalnagar | ADS Bahawalnagar | 20 |
| Mandi Bahauddin | ADS Mandi Bahauddin | 17 |
| Rajanpur | ADS Rajanpur | 15 |
| Attock | ADS Hazro | 11 |
| Gujrat | 03-Marla H.S. | 8 |
| Bahawalpur | ADS-I (Extension & Existing) | 7 |
| Vehari | 03-Marla Vehari | 4 |
| Jhang | ADS Jhang | 4 |
| Chiniot | ADS Chiniot | 2 |
🟢 Total Plots in Phase 1: 2000
📝 How to Apply Online at azag.punjab.gov.pk – Step-by-Step Guide
Step 1: Register on the Official Website
- Visit https://azag.punjab.gov.pk
- Click “Register” and provide:
- CNIC
- Full name
- Mobile number
- Email address
- Password
- Verify your email via the verification link.
Step 2: Login
- Use your email and password to access your dashboard.
Step 3: Answer Eligibility Questions
- Confirm:
- You live in Punjab.
- You’re applying in your own district.
- You or your family do not own property.
- No criminal or defaulter history.
Step 4: Fill the Application Form
- Provide personal details: name, CNIC, family details, etc.
Step 5: Provide Employment & Income Details
- Enter your job title, employer, and monthly earnings.
Step 6: Choose Occupation and Source of Income
- Select your occupation, income bracket, and earning method.
Step 7: Enter Family Information
- Add total family members, dependents, and combined income.
Step 8: Fill in Housing Details
- Mention if you rent, pay monthly rent, or need a construction loan.
Step 9: Upload Required Documents
Required documents include:
- Applicant & Spouse CNIC (Front & Back)
- Recent Photograph
- Proof of Income
- FRC (Family Registration Certificate)
- Domicile Certificate
- Utility Bill
- Bank Statement (Last 6 Months)
- No Property Affidavit
- Disability Certificate (if applicable)
Step 10: Final Review & Submit
- Carefully review your application.
- Click “Submit” to complete the process.
📂 Required Documents Summary
| Document | Purpose |
|---|---|
| CNIC (Self & Spouse) | Identity Verification |
| Passport Size Photos | Profile Photo |
| Proof of Income/Salary Slip | Financial Status |
| Family Registration Certificate | Household Verification |
| Utility Bill | Address Verification |
| Rent Agreement/Property Papers | Housing Status |
| Bank Statement (6 Months) | Financial Record |
| Affidavit of No Property | Eligibility Proof |
| Disability Certificate | Special Case Verification |
| Marriage Certificate | Family Information |
⚖️ Transparent Allotment Process
The entire system is designed to ensure fairness and transparency:
- Application Submission via official website.
- Document Verification by PHATA.
- Computerized Balloting to randomly select eligible applicants.
- Plot Allotment according to district quotas.
📜 Terms and Conditions (TORs)
- Start Construction: Within 6 months of receiving the plot.
- Complete Construction: Within 2 years.
- No Sale/Transfer: Plots cannot be sold, leased, or transferred for 5 years.
- False Information: Leads to automatic cancellation.
📞 Helpline & Support
If you need help, visit the Help Section at https://azag.punjab.gov.pk or call the toll-free helpline: 0800-09100.
🟢 Apply Now
Don’t miss this opportunity to secure your own piece of land in Punjab. Visit https://azag.punjab.gov.pk to apply today.
Frequently Asked Questions (FAQs)
1. Who is eligible to apply for the Apni Zameen Apna Ghar Scheme?
Only permanent residents of Punjab who do not own any property in Pakistan and meet all other eligibility criteria, such as having no criminal record or bank defaults, can apply.
2. Is there any fee to apply for the scheme?
No, the application process is completely free. Applicants should only apply through the official portal: azag.punjab.gov.pk.
3. How are the plots allotted to applicants?
Plots are allotted through a computerized balloting system to ensure fairness and transparency.
4. Can I apply if I live in a rented house in Punjab?
Yes, you can apply if you live in a rented home and meet all other eligibility requirements.
5. Can both husband and wife apply separately?
No, only one application per family is allowed. If the husband applies, the wife and dependent children cannot submit separate applications.
6. Can applicants from other provinces apply?
No, only permanent residents of Punjab, as verified by their CNIC, are eligible to apply.
7. What happens if false information is provided in the application?
Providing incorrect or false details will result in immediate disqualification and possible legal action.
8. How will I know if my application has been approved?
You can track your application status through the online portal after logging into your account.
9. Is financial assistance or loan available for construction?
Yes, applicants may opt for a construction loan of up to PKR 1,000,000 under the “Apni Chhat Apna Ghar” plan, depending on their eligibility.
10. Can I sell the plot after getting possession?
No, you are not allowed to sell, lease, or transfer the plot for a minimum of five years. Violation of this rule will lead to cancellation of the allotment.
Conclusion
The Apni Zameen Apna Ghar Scheme is a remarkable initiative by the Punjab government to empower low-income families by giving them access to secure land ownership. With a transparent application process, strict eligibility criteria, and fair distribution methods, the scheme ensures that only deserving individuals benefit.
Whether you’re living in a rented house or struggling to own a property, this program could be your path to a better, more stable future. Interested individuals should take full advantage of this opportunity and apply online via azag.punjab.gov.pk before the deadline.